As a homeowner, there are many aspects of your property that will need maintenance and repair over the years, and this includes your roof. On average, the lifespan of a roof is between 15 to 25 years, depending on the quality and type of roofing material used.
If you are looking to build a new roof or replace your existing one, there are some important considerations to bear in mind before work begins. This article will outline some of these matters below.
Homeowner’s Insurance
If you notice signs of damage to your roof indicating it is in need of repair or replacement, always check your homeowner’s insurance policy before undertaking any work.
Since the roof is an integral part of your home’s structure, your insurance policy may cover roof replacement or repairs under a clause such as the dwelling coverage clause. This is usually where the damage or destruction ensues as a result of an act of nature or a sudden accident, rather than deterioration from neglect or wear and tear.
Type of Roof
If you are replacing your roof you need to give thought to which roof is right for your home in terms of material, energy efficiency, durability, design and overall cost.
Your choice of roofing material will determine the level of maintenance that will be required so it is recommended you select a material that is durable, long-lasting and can withstand adverse weather conditions. Before making your purchase, make sure to get a manufacturer’s warranty for the roofing materials. This is usually 25 to 30 years, however, a 50 year or lifetime warranty may also be possible.
Consult some professionals in this area such as a roof company in Laporte County, IN, who can offer guidance on what type of roof to install.
Local Authority Checks
Before commencing work it is important to check your local authority guidelines for any building code restrictions which limit your choice of roof design or material.
If your home is part of a Homeowners Association (HOA) it will be subject to rules which govern its maintenance and appearance in terms of color, materials and design. Your HOA could require your plans to be submitted for approval, and a roof type that differs from the neighboring properties may be vetoed.
Non-compliance with such rules could mean that you have to remove your new roof and replace it with one that is approved by your HOA.
Get Quotes
The cost and time it takes to replace your roof will largely depend on the contractors who are undertaking the work. It is advisable to shop around and get quotes from at least three roof repair contractors before making your decision.
Online reviews from customers can provide valuable information as to the quality of work delivered, value for money and conduct of each contractor letting you know if this is a reputable and trustworthy firm to hire.
Make sure to get a full description of the work that will be undertaken with timelines and cost estimates for matters such as roof tear-off, labor and materials. In addition, take into account each contractor’s guarantees for their work before making a decision.
By considering the four points mentioned in this article, you can now confidently begin the process of replacing your roof.